Attention homeowners in Carlsbad and San Diego County: Get an Appraisal today!![]() The top 7 reasons why CA homeowners call on SoCalAppraising.com:
Need help determining the value of your house in or near Carlsbad, CA?
At SoCalAppraising.com, we understand the particular needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at SoCalAppraising.com are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours. Appraisals to remove PMIA popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. SoCalAppraising.com is seasoned in helping clients just like you get rid of unwanted PMI insurance. Challenging property tax assessmentsIf you live in a local area that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting a professional appraisal from SoCalAppraising.com is your #1 weapon when challenging your property tax assessment. Was your HELOC recently frozen?If your home is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. SoCalAppraising.com can help you reinstate your home equity line of credit with efficient appraisal. Do You Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? SoCalAppraising.com can help you with that. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property. |